23 Legit Ways to Make Extra Money Online

If your goal is to make some extra cash, you've come to the right place. Whether you want to make money from home, make money online, or get out of the house to earn your extra cash, we've got you covered with this mega list of easy money-making ideas. They range from part-time work to passive income, but most are side gigs you could easily do in your spare time without risking your full-time job.

Here is a long list of our favorite ways to earn extra cash and make money online – scroll through and find the ones that are best for you.

Stop overpaying on credit card interest

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

A company called MoneyLion wants to help.1

Instacash® is an optional service offered by MoneyLion. Your available Instacash® Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. Expedited delivery requires Turbo Fee. See Instacash® Terms and Conditions for more information and eligibility requirements.

If you owe less than $100,000 in credit card debt, MoneyLion can match you with loan providers that could help you pay off your credit card debt with a personal loan almost instantly.

You don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They facilitate more than 200 million loan requests a year, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

Get a loan offer here

Massachusetts Driver? Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

Our new tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $233 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used our new tool and now I’m able to pay just $50 a month for two cars.Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this new tool and compare and score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and email.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. You will get a phone call from an agent and they’ll set it up for you right away.

Compare rates now and score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It takes two minutes. Super fast. You have to trust me on this. Just try it out.

Own powerful pieces of the world’s biggest companies with micro-investing

Yes, this is a real way to get into the stock market. It’s called micro-investing. It lets you buy tiny pieces of companies at a fraction of the cost of their full share price. We’re talking a few dollars to own pieces of promising companies around the world.

Download one of these apps to start micro-investing:

  1. Public: Access 9,000+ equities, plus get market insights and data.
  2. SoFi Active Invest2

    INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

    Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).

    : Trade stocks and ETFs, invest in IPOs, and try automated investing.3

    Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA (www.finra.org)/SIPC (www.sipc.org).

  3. Robinhood: Trade stocks and ETFs 24 hrs/day, 5 days/week, commission-free.4

    Other fees may apply.

  4. Stash: Invest on a consistent schedule to reach goals faster.5

    Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

    Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value.

    Advisory products and services are offered through Stash Investments LLC, an SEC registered investment adviser.

Buy fractional shares with these apps for as little as $5 and build up your portfolio. Who knows? Returns are not guaranteed, but you could use this method to grow your wealth over time without investing a fortune now.6

FinanceBuzz is not an investment advisor. This content is for informational purposes only, you should not construe any such information as legal, tax, investment, financial, or other advice.

Stop overpaying when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!7

Capital One Shopping compensates us when you get the browser extension using the links we provided.

Get Capital One Shopping now

Get the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.

A budgeting app like Rocket Money could end this problem for you.

Now, some insider info: They *do* have a free version of the app … but the real money-saving power is found in their premium subscription.

Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which helps to cancel subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $4 a month!)

With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.

Download Rocket Money

Earn up to $50 per month for sharing your views on the news

Everyone has an opinion on the news these days. In fact, it seems hard not to have one. But did you know you can get paid to share your views on the news?

A website called YouGov does just that. It’s a great place for you to make money online, where you can take short surveys on the latest headlines in exchange for points to redeem for cash or gift cards to stores like Amazon and Walmart. The results of these surveys are then often featured in the media, so your views could also shape the news.

Over 26 million people take YouGov surveys, and they’re rated “Excellent” on Trustpilot for helping their members earn up to $50 every month. It only takes a few minutes to sign up – and you can earn your first points immediately by completing the introductory survey. Click the link below to get started.

Start earning cash for your opinions now

Access up to $150 per day of your paycheck with no mandatory fees

If you need a few dollars in between paychecks, a little daily cushion can go a long way.

With the EarnIn app8

EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit EarnIn.com for full details

you can access up to $150 per day of your paycheck and up to $750 per pay period — and EarnIn won’t charge you any mandatory fees.

Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all. The EarnIn app does not charge any interest or mandatory fees on a standard Cash Out.

You even have the option to access the money within minutes for a small fee.9

Lightning Speed is an optional service that allows you to expedite the transfer of funds for a fee. Depending on the product, the fee may be charged by EarnIn or its banking partner. See the LS Fee table for details.

The best news? There is no credit check, no interest, no late fees – ever.

How to get started:

  1. Visit EarnIn and create an account.
  2. Link your bank and employment info.
  3. EarnIn will verify your paycheck and you’re all set!

Get started with EarnIn here

Earn as much as $1K doing simple online tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is.

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019, and has over 50,000 five-star reviews on Trustpilot.

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 in extra cash.

Sign up here to see how much you could earn.

Borrow cash from your home (without touching your mortgage)

If you need cash, you do not need a cash-out refinance or home equity loan — get a HELOC instead. The Fed just cut interest rates, and a HELOC could help you take advantage of it without touching your mortgage.

Use LendingTree’s simple HELOC matching tool10

LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2024 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply.

to compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card during what’s called the “draw period,” which is usually 10 years. You can withdraw funds when you need them, and you’re only responsible for monthly payments toward the outstanding balance. After the draw period ends, you pay off the outstanding balance during the remaining term or “repayment period,” which can be up to 20 years.

The best part? HELOCs usually have variable interest rates, meaning you could access cash now at newly lowered rates and have the opportunity to access more down the road at potentially even lower rates.

To get started:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Be matched with personalized offers for you.

See how much cash you could get

See if you could have as much as $2,080 in unclaimed money in your name

There is a real possibility that there could be unclaimed money in your name — as much as $2,080 or more. Government agencies and private businesses are holding nearly $60 billion in unclaimed cash — and the only way to claim it is to know where to look!

BeenVerified is a company that can help you search for unclaimed money in your name. It takes about 5 minutes to check for it. Note: the process can feel a little long, because BeenVerified deep scans an astounding number of potential databases to discover where the money is held.

Averages range on how much money you could claim, but some sources say the average claim size could be as much as $2,080.11

Source

At the end of the search process, you’ll be asked to start a $1 trial to see your unclaimed money search results. It’s 100% worth it to see where the cash is being held.

See how much money you could find

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2024 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.12

CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

Choose a plan from Choice Home Warranty here and lock in 2024 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Earn up to $360 in cash back on everyday purchases with this rare account

You can now earn cash back on everyday purchases without using a credit card. With the Discover® CashBack Debit One Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!13

See website for details.

You don’t have to worry about a credit check to apply, and there are no monthly fees. Start earning nearly passive income on purchases you’re making anyway — up to an extra $360 a year!14

See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.

There are other great perks too, like getting access to your paycheck up to 2 days early, and no minimum deposit or monthly balance requirements.

Don’t wait to apply: In 2022, Discover temporarily suspended new account applications. Luckily, they reopened applications again. (But you shouldn’t wait to apply!)

Apply for a Discover® Cashback Checking account today

Start a high-paying side hustle stack

Side hustles are a vetted way to increase your income. They can be done relatively quickly. And, if you know which ones to actually spend time on, they could net you $1,000s. Plus, you can earn when you want, where you want, without having to wait weeks to get paid!

Here are a few side hustles paying top dollar right now:

Freecash: Bank up to $1,000 or more playing games, answering surveys, or giving opinions on products.

Survey Junkie: Get your share of $55,000 every day by answering questionnaires. It might sound crazy … but with this company, it’s possible.

Branded Research: Join the website that’s paid out $49,000,000+ for giving honest opinions on companies like Walmart, Apple, FedEx, and more.

Inbox Dollars: Get paid up to $225 while watching viral videos. Really. Simply sign up. Then watch videos and take surveys.

Of course, these side hustles won’t make you rich. But at the very least, they’ll put some extra cash in your pocket. Sign up for one (or all) and increase your income starting today!

Get paid up to $225 a month while watching viral videos

It sounds crazy. And maybe you’re not even sure if it’s worth your time. But come on … you’re at least a little curious. Getting paid while watching viral videos is a real way to earn cash, and you can do it with a company called Inbox Dollars

No … it’s not going to get you rich. Yes … it’s probably one of the lowest-effort side hustles. But it’s totally worth it if you’re just sitting on the couch scrolling anyway. Instead of just watching viral videos on YouTube, you could be getting paid actual cash watching those videos and taking surveys instead. Every little bit of extra money counts.

It's simple. You sign up here and confirm your email. Then you watch videos and take surveys. Then you earn cash (yes, actual cash… not “points”). Whenever you’re just chilling on the couch login and see how you can earn up to an extra $225 every month. 

BONUS:Free $5 when you sign up, confirm your email and phone.

Sign up and start getting paid today

Join the website that has paid out over $59,000,000 for taking surveys

You do NOT need to get a second job to make some easy extra cash.

Because now, there’s a company who has paid out over $59 million dollars to users … just for taking simple questionnaires.

This company operates in a high-demand industry servicing Fortune 500 clients. And they’re paying normal people a piece of that $49 million every day, just to give honest opinions on products and services from companies like Walmart, Apple, FedEx, and more.

It’s called Branded Surveys. And when you complete their questionnaires, you can get paid a nice chunk of cash. Their clients are hungry for real feedback, and thus, are willing to pay a premium.

It also requires ZERO skills, no startup cost, and you can start earning money as early as today. The best part? It’s free to sign up, and you’ll earn 100 bonus points as a new member!

Sign up with Branded Surveys

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 12-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!15

Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.

Try National Debt Relief

Scams and Fraud: American adults lost $47 billion to scams and fraud in 2024

That's right. According to a new report, American adults lost $47 billion to scams and identity fraud in 2024.

But you can safeguard your data with all-in-one scam and fraud protection services from Aura which comes with up to $1,000,000.00 in identity theft insurance16

The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

per adult, to cover eligible losses and fees should you experience them.

Plans start at $7 per month, and you can choose a family plan that outmatches most others — including Dark Web monitoring to scour data breaches and leaks for your sensitive personal data — such as Social Security numbers (SSN), Medicare information, and phone numbers.

Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.

Save up to 68% when you sign up for protection today!

Be your own boss

Looking to make some extra cash? DoorDash could be the solution.

As a Dasher, you can make reliable money anytime,17

Dash anytime: Subject to availability

anywhere. Deliver near your home or in a city you’re just visiting. It’s that simple. You can achieve short term goals or long term dreams by driving or biking for DoorDash.

Even better, with DoorDash, you’re the boss! Make money on your time and schedule — whatever works for you. To start dashing and earn extra money, submit your application here and choose your driver orientation. Then get the app … and go!

Sign up today

Become a life-changing surrogate and earn $61K+

There is nothing more miraculous than the gift of life, and with Hatch Fertility, you could help hopeful parents realize their dreams of starting a family. Becoming a surrogate isn’t for everyone, but for those with a genuine desire to help others, it could become one of the most rewarding experiences of your life.

Hatch is a premier surrogacy agency, having helped bring over 3,300 healthy babies into the world over the past 30 years. Their team of dedicated professionals carefully match qualified surrogates with aspiring parents, providing support every step of the way.

Your health is a top priority, which is why Hatch has a comprehensive qualification process for potential surrogates and the parents they serve. If you’re age 21-42, have a history of healthy pregnancy, and live a stable, healthy lifestyle, you may qualify for this life-changing experience. In exchange for this selfless gift, you’ll receive a compensation package starting at an estimated $61,100, along with coverage for all pregnancy-related expenses.

Answer a few simple questions to see if you qualify as a Hatch surrogate

Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

There are lots of articles out there full of endless ideas on how to make money. But it really doesn't have to be hard, and you don't have to do the typical things like sell your stuff on Craigslist or Etsy, drive with Uber or Lyft, or sort through low-paying jobs on Fiverr or Mechanical Turk. If you have an internet connection, you can do just about anything we've recommended.

If you're spending time on social media, consider switching to one of the ways to make money listed above. You could also commit some of that spare time to taking an online course so you can learn a high-demand freelancing skill. Over time your commitment to making money and improving yourself will pay off!

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