31 Simple Tips That Could Make You Extra Cash This Month – Square Budgets

Everybody could use some extra money. It’s just always so… difficult to come by.

Not to worry, our team has compiled a list of creative opportunities. Without further delay, here are 31 ways to make money:

1. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen.

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. 

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys . Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

2. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $100,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

3. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into Visa gift cards, Amazon gift cards, cryptocurrency, or cold-hard PayPal cash.

Signing up for a Freecash account is easy, and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

4. Earn $1000/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $1000 a month while doing it.

All you need to do is register on a website called Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos, and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time.

5. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account withInboxDollars , you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receivea $5 bonus to get you started.

6. Save $996 on Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $996 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

7. $10K or More in Debt? Most People Don’t Realize This Option Exists

You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt. 

But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.

The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt.

If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.

As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.

On average, you could resolve your debts in as little as 24 to 48 months. 

National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. 

Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation .

8. Get Paid up to $130/Month — Just for Sharing Your Opinion

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie

You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. 

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

9. Need a Hand? Get Up to 35K With this Company

Need a little extra cash? We get it. Home repairs, credit card debt, medical bills — life expenses can really sneak up on you. 

But we found a company that can help. 

My Lending Wallet offers personal loans from $500 to $35,000, with no minimum credit requirement. You read that right… you don’t need perfect credit to get a loan. But you will be given an APR rate ranging from 5.99% to 35.99% based on your credit history. 

While the company will work with any qualifying borrower, its policy of keeping APRs under 36% can help consumers with lower credit scores.

You can choose a repayment period between 61 days and 72 months — whatever works for you. Then, just wait for your confirmation email. Keep in mind that some loan requests require a final confirmation by phone before you’re funded. 

My Lending Wallet won’t make you wait in line at the bank, either. If you’re worried you won’t qualify, relax—it’s free to check online and only takes five minutes. You could be on your way to financial relief in no time.

10. Earn Up to $360 a Year* With This No Fuss Cash Back Debit Card

Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?

We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. This card has no fees, access to over 60,000 ATMs, and the Early Pay direct deposit feature allows you to get paid up to 2 days earlier. The app lets you handle your banking needs and connect a virtual wallet like Apple Pay to amplify your rewards. Checking account deposits are FDIC-insured up to the maximum amount allowed by law. 

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account. 

*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.

11. Get a $250 Bonus With This Fee-Free Checking Account

Are you tired of paying through the ear to keep your money in the bank? Let’s face it, we’ve all got bills, errands to run, and checks to cash every month— who has time to micromanage all these sneaky checking account fees?

Well, what if we told you we found a checking account that actually means it when it says, “no fees?” Even better… what if you could earn a $250 bonus when you sign up?

With a Capital One 360 Checking Account , you’ll get access to over 70,000 fee-free ATMs, 24/7 mobile deposit and account access through their top-rated banking app, and zero overdraft fees (if an approved transaction takes your account below $0). 

There is no minimum deposit to open and maintain your account, and you’ll never pay monthly or maintenance fees to access your money. Plus, with the Capital One Early Paycheck feature, you can get your paycheck up to two days faster without paying extra fees for that, either—and with built-in Zelle access, sending money is a snap. 

Does your checking account do all of that? Sign up for a Capital One 360 Checking Account and claim your $250 bonus!*

*Terms apply. Visit Capital One 360 for details.

12. Cancel Your Car Insurance

You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix. 

This new tool from The Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $500 per year or more. 

Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you. 

Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.

13. Get up to $100,000 From This Company

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.

But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow. 

Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.

You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster.

If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70% .

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.

14. Get Rid of 25k or More in Debt With This Option

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. 

So, what if you could just… get rid of credit card debt that’s weighing you down? 

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. 

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.

It’s free to see just how much of your debt you can get rid of

15. Get Up to $300 Just for Setting Up Direct Deposit With This Account

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1 

But there’s good news: With SoFi Checking and Savings (member FDIC), you stand to gain up to a hefty 4.20% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — savings APY is 10 times more than the national average.1

Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3

You can easily deposit checks via your phone’s camera, transfer funds, and get customer service via chat or phone call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4

It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.

16. Access Up to $750 of Your Paycheck Before Payday

You’re putting in the hours at your job, but waiting to get paid every two weeks means you can’t pay the bills until your paycheck hits. It’s infuriating.

Wouldn’t it be easier if you could get paid as soon as you earned your money? You’d have the financial flexibility to pay bills on time, have gas money for work, and even build an emergency fund.

You can! With an app called EarnIn , you can get early access to your pay. You don’t pay interest and there aren’t any mandatory fees — you can access up to $750 per pay period*.

To get started, simply link your bank account to verify you’re employed with a consistent paycheck, and then you’re good to go. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday comes, whatever you transferred from EarnIn is automatically repaid, plus optional tips and fees. You won’t be charged any interest, and there are no mandatory fees**. 

Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt. 

End the paycheck-to-paycheck grind. Download the EarnIn app today and access your hard-earned money when you need it the most.

17. Slash Your Credit Card Debt — Unlock No Interest Payments Into 2026

Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out. 

But where to even start?

If you have good to excellent credit, switching to one of these top-tier 0% intro APR cards from Motley Fool Money’s carefully curated list could help you consolidate payments and cut your interest for nearly two years. You could not only fast-track your debt repayment but also save thousands in interest.

Motley Fool is picky, meaning they’ll only highlight cards that really stretch your dollar and cut down on costs. Plus, they break down everything you need to know: from intro-rate deals and welcome bonuses to rewards and fees — no surprises, just clear info.

So, if you’re looking for a financial lifeline without the drag of accumulating interest, check out Motley Fool’s list of the best cards with 0% Intro APR offers and wave goodbye to interest until 2026 .

18. Get up to $250 in Bonus Rewards With These Cards

Dreaming of a getaway but feeling weighed down by crazy interest payments? Not all travel rewards cards are created equally, you know. 

With these travel rewards cards , you can finally give yourself some breathing room to save for what you really want. Transfer your balance today, enjoy 0% intro APR until 2026, and earn a sweet bonus worth up to $250. Plus, with unlimited rewards on everything you buy, every dollar you spend gets you closer to that dream destination. 

These cards have it all:

  • 0% intro APR  until 2026
  • No annual fees
  • Bonuses up to $250 
  • Unlimited rewards on all spending

Whether you’re paying down a balance, booking flights, or covering everyday expenses — it’s time for a travel rewards card that actually delivers. Learn how to ditch your high-interest payments today. 

19. Add $225 to Your Wallet While Watching the News

It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.

That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks . They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.

You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.

It takes about one minute to sign up, and start getting paid while you watch the news .

20. Fast Track Your Earnings with Insider Alerts from The Penny Hoarder

If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move. 

Like, a really smart move.

We’ll dish out the latest on unique side gigs, top saving tips, and all good things money. Texts will go straight to your phone, so you’re always the first to know of opportunities to make, save, and manage your money.

Sign up for The Penny Hoarder’s texts today  and start making smarter money moves right from your phone.

21. Should You Cancel Your Homeowners Insurance?

If If you’re a homeowner, you probably have home insurance that you hardly ever think about — which is great because that means you haven’t needed to use it. 

But if you’re not regularly reviewing your coverage and shopping around for competitive rates, you’re likely overpaying.

It’s super easy to find out, though. Provide Homeowners Savings will show you quotes and compare pre-qualified rates to make sure you’re getting the best price for your coverage. 

Homeowners can save hundreds of dollars when they cancel their current homeowners insurance and switch this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here tosee how much you could save .

22. Get Free Stock

If you’re interested in buying and trading stocks, you’ve likely heard of Robinhood ; it’s a fan-favorite trading app known for its commission-free trading. Yup — it’s free to buy and trade stocks, options, exchange-traded funds (ETFs) and cryptocurrencies. Plus, there are no account minimums and no maintenance fees.

How to claim your free stock: Sign up usingthis unique referral link . Once you create your account, Robinhood will give you a free share of stock. The share is chosen randomly (hence why it could be worth anywhere from $2.50 to $200) and can fluctuate with the stock market.

Available via desktop, Apple iOS and Google Android.

24. Earn up to $25/Hour Delivering Food

Cities around the country are filled with two things: incredible restaurants and busy people.

You can help connect them by delivering food through Doordash .

As a “Dasher,” you’ll work as an independent contractor, setting your own hours and working as much or little as you want, meaning how much you can make is up to you.

You’ll earn a $6 fee for each delivery, plus keep 100% of your tips. Depending on the day, you could earn up to $25 an hour. If you drive full time, that’s $1,000 a week!

For a real-life case, Jose Neri, a former Dasher in California, reports earning $500 to $600 a week working just lunches and dinners. They could take about two-and-a-half deliveries an hour, and users would tip between 10% and 15%.

All you need to get started is an insured vehicle or a bicycle and a smartphone. You should be at least 18 years old and have a minimum two years’ driving experience.

If you’re interested in becoming a Dasher, you can learn more here .

25. Earn With Women+ Connect— New Drivers (of Any Gender) Can Earn a $400 Bonus

Ridesharing is often a social experience. And sometimes, you’re in the mood to socialize with someone who gets what you’re going through.

Women+ Connect is Lyft’s new feature that lets women and nonbinary drivers choose to prioritize matches with women and nonbinary riders, offering more choice and peace of mind. You can toggle this new feature on or off in the app.

With Women+ Connect and Lyft’s other driver tools, you have more control over the rides you give. You can view potential earnings, travel times, and distances more upfront, giving you greater control over your rides.

Now, not only do you get to work according to your schedule, but you also have more control over the ride requests you receive.

Plus, any new driver (regardless of gender) can earn a $400 bonus! Give 40 rides within your first 7 days, and the bonus is yours. Terms apply. It’s a great way to kickstart your journey with Lyft and make the most of your time on the road.

It’s easy to sign up and begin driving with Lyft and use Women+ Connect . You’ll just need to enter your vehicle details and consent to a background check.

*If you already have a Lyft driver account, you can opt into Women+ Connect based on your driver preferences within the app. If you need a car, you can rent one through Lyft’s Express Drive Program.

26. Start a Used Books Business

There are a number of ways to sell used books online, and yes, you can do this at home. Start by selling the books you aren’t going to read from around the house. To make more money, learn how to do used textbook arbitrage (locate sellers with low prices and top-dollar buyers).

30. Get Paid to Drop a Few Pounds

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

  1. Read more about HealthyWage, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

31. Answer the Phone

Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps instead of running call centers.

These jobs can be full—or part-time and offer a variety of schedules, including daytime, evening, and weekend shifts. Pay varies depending on the position and location.

Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology.

You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call.

1. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen.

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. 

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys . Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

2. Earn $1000/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $1000 a month while doing it.

All you need to do is register on a website called Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos, and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time.

3. Get Up To $33 Every Time You Win Playing Blackjack On Your Phone

Who doesn’t like to kill time with a phone game every now and then? Play this one, and you can make up to $33 bucks every time you win. 

This free app called 21 Cash will actually reward you for your time. 

Right now, when you add $12 to your account, 21 Cash will give you a $6 bonus to use toward tournaments, where you could take home up to $33 per win. 

Plus, you’ll be up against other players at your skill level, so everyone has a fighting chance to win. Blackjack, pontoon, 21… whatever you call it, play your hand with skill, and you can win anywhere from $1 to $33.

And don’t worry—this isn’t a spammy app. There are no annoying ads, and your playtime is totally private. On the App Store, it has over a million downloads and over 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see if you can turn $12 into $33 in just a few games? Download the free app and let the games begin!

4. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $100,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

5. Save $996 on Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $996 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

6. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account withInboxDollars , you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receivea $5 bonus to get you started.

7. $10K or More in Debt? Most People Don’t Realize This Option Exists

You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt. 

But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.

The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt.

If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.

As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.

On average, you could resolve your debts in as little as 24 to 48 months. 

National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. 

Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation .

8. Earn Up to $360 a Year* With This No Fuss Cash Back Debit Card

Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?

We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. This card has no fees, access to over 60,000 ATMs, and the Early Pay direct deposit feature allows you to get paid up to 2 days earlier. The app lets you handle your banking needs and connect a virtual wallet like Apple Pay to amplify your rewards. Checking account deposits are FDIC-insured up to the maximum amount allowed by law. 

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account. 

*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.

9. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into Visa gift cards, Amazon gift cards, cryptocurrency, or cold-hard PayPal cash.

Signing up for a Freecash account is easy, and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

10. Get a $250 Bonus With This Fee-Free Checking Account

Are you tired of paying through the ear to keep your money in the bank? Let’s face it, we’ve all got bills, errands to run, and checks to cash every month— who has time to micromanage all these sneaky checking account fees?

Well, what if we told you we found a checking account that actually means it when it says, “no fees?” Even better… what if you could earn a $250 bonus when you sign up?

With a Capital One 360 Checking Account , you’ll get access to over 70,000 fee-free ATMs, 24/7 mobile deposit and account access through their top-rated banking app, and zero overdraft fees (if an approved transaction takes your account below $0). 

There is no minimum deposit to open and maintain your account, and you’ll never pay monthly or maintenance fees to access your money. Plus, with the Capital One Early Paycheck feature, you can get your paycheck up to two days faster without paying extra fees for that, either—and with built-in Zelle access, sending money is a snap. 

Does your checking account do all of that? Sign up for a Capital One 360 Checking Account and claim your $250 bonus!*

*Terms apply. Visit Capital One 360 for details.

11. Get up to $100,000 From This Company

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.

But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow. 

Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.

You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster.

If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70% .

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.

12. Get Rid of 25k or More in Debt With This Option

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. 

So, what if you could just… get rid of credit card debt that’s weighing you down? 

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. 

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.

It’s free to see just how much of your debt you can get rid of

13. Cancel Your Car Insurance

You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix. 

This new tool from The Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $500 per year or more. 

Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you. 

Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.

14. Get Paid up to $130/Month — Just for Sharing Your Opinion

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie

You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. 

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

16. Get Up to $300 Just for Setting Up Direct Deposit With This Account

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1 

But there’s good news: With SoFi Checking and Savings (member FDIC), you stand to gain up to a hefty 4.20% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — savings APY is 10 times more than the national average.1

Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3

You can easily deposit checks via your phone’s camera, transfer funds, and get customer service via chat or phone call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4

It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.

17. Access Up to $750 of Your Paycheck Before Payday

You’re putting in the hours at your job, but waiting to get paid every two weeks means you can’t pay the bills until your paycheck hits. It’s infuriating.

Wouldn’t it be easier if you could get paid as soon as you earned your money? You’d have the financial flexibility to pay bills on time, have gas money for work, and even build an emergency fund.

You can! With an app called EarnIn , you can get early access to your pay. You don’t pay interest and there aren’t any mandatory fees — you can access up to $750 per pay period*.

To get started, simply link your bank account to verify you’re employed with a consistent paycheck, and then you’re good to go. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday comes, whatever you transferred from EarnIn is automatically repaid, plus optional tips and fees. You won’t be charged any interest, and there are no mandatory fees**. 

Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt. 

End the paycheck-to-paycheck grind. Download the EarnIn app today and access your hard-earned money when you need it the most.

18. Slash Your Credit Card Debt — Unlock No Interest Payments Into 2026

Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out. 

But where to even start?

If you have good to excellent credit, switching to one of these top-tier 0% intro APR cards from Motley Fool Money’s carefully curated list could help you consolidate payments and cut your interest for nearly two years. You could not only fast-track your debt repayment but also save thousands in interest.

Motley Fool is picky, meaning they’ll only highlight cards that really stretch your dollar and cut down on costs. Plus, they break down everything you need to know: from intro-rate deals and welcome bonuses to rewards and fees — no surprises, just clear info.

So, if you’re looking for a financial lifeline without the drag of accumulating interest, check out Motley Fool’s list of the best cards with 0% Intro APR offers and wave goodbye to interest until 2026 .

19. Get up to $250 in Bonus Rewards With These Cards

Dreaming of a getaway but feeling weighed down by crazy interest payments? Not all travel rewards cards are created equally, you know. 

With these travel rewards cards , you can finally give yourself some breathing room to save for what you really want. Transfer your balance today, enjoy 0% intro APR until 2026, and earn a sweet bonus worth up to $250. Plus, with unlimited rewards on everything you buy, every dollar you spend gets you closer to that dream destination. 

These cards have it all:

  • 0% intro APR  until 2026
  • No annual fees
  • Bonuses up to $250 
  • Unlimited rewards on all spending

Whether you’re paying down a balance, booking flights, or covering everyday expenses — it’s time for a travel rewards card that actually delivers. Learn how to ditch your high-interest payments today. 

20. Add $225 to Your Wallet While Watching the News

It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.

That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks . They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.

You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.

It takes about one minute to sign up, and start getting paid while you watch the news .

21. Fast Track Your Earnings with Insider Alerts from The Penny Hoarder

If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move. 

Like, a really smart move.

We’ll dish out the latest on unique side gigs, top saving tips, and all good things money. Texts will go straight to your phone, so you’re always the first to know of opportunities to make, save, and manage your money.

Sign up for The Penny Hoarder’s texts today  and start making smarter money moves right from your phone.

22. Should You Cancel Your Homeowners Insurance?

If If you’re a homeowner, you probably have home insurance that you hardly ever think about — which is great because that means you haven’t needed to use it. 

But if you’re not regularly reviewing your coverage and shopping around for competitive rates, you’re likely overpaying.

It’s super easy to find out, though. Provide Homeowners Savings will show you quotes and compare pre-qualified rates to make sure you’re getting the best price for your coverage. 

Homeowners can save hundreds of dollars when they cancel their current homeowners insurance and switch this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here tosee how much you could save .

23. Get Free Stock

If you’re interested in buying and trading stocks, you’ve likely heard of Robinhood ; it’s a fan-favorite trading app known for its commission-free trading. Yup — it’s free to buy and trade stocks, options, exchange-traded funds (ETFs) and cryptocurrencies. Plus, there are no account minimums and no maintenance fees.

How to claim your free stock: Sign up usingthis unique referral link . Once you create your account, Robinhood will give you a free share of stock. The share is chosen randomly (hence why it could be worth anywhere from $2.50 to $200) and can fluctuate with the stock market.

Available via desktop, Apple iOS and Google Android.

24. Earn up to $25/Hour Delivering Food

Cities around the country are filled with two things: incredible restaurants and busy people.

You can help connect them by delivering food through Doordash .

As a “Dasher,” you’ll work as an independent contractor, setting your own hours and working as much or little as you want, meaning how much you can make is up to you.

You’ll earn a $6 fee for each delivery, plus keep 100% of your tips. Depending on the day, you could earn up to $25 an hour. If you drive full time, that’s $1,000 a week!

For a real-life case, Jose Neri, a former Dasher in California, reports earning $500 to $600 a week working just lunches and dinners. They could take about two-and-a-half deliveries an hour, and users would tip between 10% and 15%.

All you need to get started is an insured vehicle or a bicycle and a smartphone. You should be at least 18 years old and have a minimum two years’ driving experience.

If you’re interested in becoming a Dasher, you can learn more here .

25. Earn With Women+ Connect— New Drivers (of Any Gender) Can Earn a $400 Bonus

Ridesharing is often a social experience. And sometimes, you’re in the mood to socialize with someone who gets what you’re going through.

Women+ Connect is Lyft’s new feature that lets women and nonbinary drivers choose to prioritize matches with women and nonbinary riders, offering more choice and peace of mind. You can toggle this new feature on or off in the app.

With Women+ Connect and Lyft’s other driver tools, you have more control over the rides you give. You can view potential earnings, travel times, and distances more upfront, giving you greater control over your rides.

Now, not only do you get to work according to your schedule, but you also have more control over the ride requests you receive.

Plus, any new driver (regardless of gender) can earn a $400 bonus! Give 40 rides within your first 7 days, and the bonus is yours. Terms apply. It’s a great way to kickstart your journey with Lyft and make the most of your time on the road.

It’s easy to sign up and begin driving with Lyft and use Women+ Connect . You’ll just need to enter your vehicle details and consent to a background check.

*If you already have a Lyft driver account, you can opt into Women+ Connect based on your driver preferences within the app. If you need a car, you can rent one through Lyft’s Express Drive Program.

26. Start a Used Books Business

There are a number of ways to sell used books online, and yes, you can do this at home. Start by selling the books you aren’t going to read from around the house. To make more money, learn how to do used textbook arbitrage (locate sellers with low prices and top-dollar buyers).

27. Get Paid to Drop a Few Pounds

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

  1. Read more about HealthyWage, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

28. Answer the Phone

Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps instead of running call centers.

These jobs can be full—or part-time and offer a variety of schedules, including daytime, evening, and weekend shifts. Pay varies depending on the position and location.

Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology.

You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call.

29. Pretend to Be a Patient

Fake patients, more formally known as “standardized patients,” are used to train new doctors. It’s essentially an acting job, as explained in NPR’s profile of Gabrielle Nuki. The 16-year-old is paid $15 to $20 per hour to play different roles while medical students examine her.

If you can act and don’t mind being poked and prodded by aspiring doctors, you can look for this work at a number of medical schools.

30. Swap Books for Amazon Gift Cards

Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

1. Save $996 on Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $996 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

2. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account withInboxDollars , you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receivea $5 bonus to get you started.

3. $10K or More in Debt? Most People Don’t Realize This Option Exists

You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt. 

But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.

The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt.

If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.

As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.

On average, you could resolve your debts in as little as 24 to 48 months. 

National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. 

Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation .

4. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $100,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

5. Earn $1000/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $1000 a month while doing it.

All you need to do is register on a website called Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos, and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time.

6. Earn Up to $360 a Year* With This No Fuss Cash Back Debit Card

Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?

We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. This card has no fees, access to over 60,000 ATMs, and the Early Pay direct deposit feature allows you to get paid up to 2 days earlier. The app lets you handle your banking needs and connect a virtual wallet like Apple Pay to amplify your rewards. Checking account deposits are FDIC-insured up to the maximum amount allowed by law. 

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account. 

*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.

8. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into Visa gift cards, Amazon gift cards, cryptocurrency, or cold-hard PayPal cash.

Signing up for a Freecash account is easy, and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

9. Get a $250 Bonus With This Fee-Free Checking Account

Are you tired of paying through the ear to keep your money in the bank? Let’s face it, we’ve all got bills, errands to run, and checks to cash every month— who has time to micromanage all these sneaky checking account fees?

Well, what if we told you we found a checking account that actually means it when it says, “no fees?” Even better… what if you could earn a $250 bonus when you sign up?

With a Capital One 360 Checking Account , you’ll get access to over 70,000 fee-free ATMs, 24/7 mobile deposit and account access through their top-rated banking app, and zero overdraft fees (if an approved transaction takes your account below $0). 

There is no minimum deposit to open and maintain your account, and you’ll never pay monthly or maintenance fees to access your money. Plus, with the Capital One Early Paycheck feature, you can get your paycheck up to two days faster without paying extra fees for that, either—and with built-in Zelle access, sending money is a snap. 

Does your checking account do all of that? Sign up for a Capital One 360 Checking Account and claim your $250 bonus!*

*Terms apply. Visit Capital One 360 for details.

10. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen.

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. 

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys . Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

12. Get up to $100,000 From This Company

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.

But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow. 

Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.

You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster.

If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70% .

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.

13. Get Rid of 25k or More in Debt With This Option

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. 

So, what if you could just… get rid of credit card debt that’s weighing you down? 

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. 

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.

It’s free to see just how much of your debt you can get rid of

14. Cancel Your Car Insurance

You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix. 

This new tool from The Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $500 per year or more. 

Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you. 

Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.

15. Get Paid up to $130/Month — Just for Sharing Your Opinion

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie

You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. 

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

17. Get Up to $300 Just for Setting Up Direct Deposit With This Account

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1 

But there’s good news: With SoFi Checking and Savings (member FDIC), you stand to gain up to a hefty 4.20% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — savings APY is 10 times more than the national average.1

Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3

You can easily deposit checks via your phone’s camera, transfer funds, and get customer service via chat or phone call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4

It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.

18. Access Up to $750 of Your Paycheck Before Payday

You’re putting in the hours at your job, but waiting to get paid every two weeks means you can’t pay the bills until your paycheck hits. It’s infuriating.

Wouldn’t it be easier if you could get paid as soon as you earned your money? You’d have the financial flexibility to pay bills on time, have gas money for work, and even build an emergency fund.

You can! With an app called EarnIn , you can get early access to your pay. You don’t pay interest and there aren’t any mandatory fees — you can access up to $750 per pay period*.

To get started, simply link your bank account to verify you’re employed with a consistent paycheck, and then you’re good to go. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday comes, whatever you transferred from EarnIn is automatically repaid, plus optional tips and fees. You won’t be charged any interest, and there are no mandatory fees**. 

Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt. 

End the paycheck-to-paycheck grind. Download the EarnIn app today and access your hard-earned money when you need it the most.

19. Slash Your Credit Card Debt — Unlock No Interest Payments Into 2026

Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out. 

But where to even start?

If you have good to excellent credit, switching to one of these top-tier 0% intro APR cards from Motley Fool Money’s carefully curated list could help you consolidate payments and cut your interest for nearly two years. You could not only fast-track your debt repayment but also save thousands in interest.

Motley Fool is picky, meaning they’ll only highlight cards that really stretch your dollar and cut down on costs. Plus, they break down everything you need to know: from intro-rate deals and welcome bonuses to rewards and fees — no surprises, just clear info.

So, if you’re looking for a financial lifeline without the drag of accumulating interest, check out Motley Fool’s list of the best cards with 0% Intro APR offers and wave goodbye to interest until 2026 .

20. Get up to $250 in Bonus Rewards With These Cards

Dreaming of a getaway but feeling weighed down by crazy interest payments? Not all travel rewards cards are created equally, you know. 

With these travel rewards cards , you can finally give yourself some breathing room to save for what you really want. Transfer your balance today, enjoy 0% intro APR until 2026, and earn a sweet bonus worth up to $250. Plus, with unlimited rewards on everything you buy, every dollar you spend gets you closer to that dream destination. 

These cards have it all:

  • 0% intro APR  until 2026
  • No annual fees
  • Bonuses up to $250 
  • Unlimited rewards on all spending

Whether you’re paying down a balance, booking flights, or covering everyday expenses — it’s time for a travel rewards card that actually delivers. Learn how to ditch your high-interest payments today. 

21. Add $225 to Your Wallet While Watching the News

It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.

That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks . They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.

You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.

It takes about one minute to sign up, and start getting paid while you watch the news .

22. Fast Track Your Earnings with Insider Alerts from The Penny Hoarder

If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move. 

Like, a really smart move.

We’ll dish out the latest on unique side gigs, top saving tips, and all good things money. Texts will go straight to your phone, so you’re always the first to know of opportunities to make, save, and manage your money.

Sign up for The Penny Hoarder’s texts today  and start making smarter money moves right from your phone.

23. Should You Cancel Your Homeowners Insurance?

If If you’re a homeowner, you probably have home insurance that you hardly ever think about — which is great because that means you haven’t needed to use it. 

But if you’re not regularly reviewing your coverage and shopping around for competitive rates, you’re likely overpaying.

It’s super easy to find out, though. Provide Homeowners Savings will show you quotes and compare pre-qualified rates to make sure you’re getting the best price for your coverage. 

Homeowners can save hundreds of dollars when they cancel their current homeowners insurance and switch this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here tosee how much you could save .

24. Get Free Stock

If you’re interested in buying and trading stocks, you’ve likely heard of Robinhood ; it’s a fan-favorite trading app known for its commission-free trading. Yup — it’s free to buy and trade stocks, options, exchange-traded funds (ETFs) and cryptocurrencies. Plus, there are no account minimums and no maintenance fees.

How to claim your free stock: Sign up usingthis unique referral link . Once you create your account, Robinhood will give you a free share of stock. The share is chosen randomly (hence why it could be worth anywhere from $2.50 to $200) and can fluctuate with the stock market.

Available via desktop, Apple iOS and Google Android.

25. Earn up to $25/Hour Delivering Food

Cities around the country are filled with two things: incredible restaurants and busy people.

You can help connect them by delivering food through Doordash .

As a “Dasher,” you’ll work as an independent contractor, setting your own hours and working as much or little as you want, meaning how much you can make is up to you.

You’ll earn a $6 fee for each delivery, plus keep 100% of your tips. Depending on the day, you could earn up to $25 an hour. If you drive full time, that’s $1,000 a week!

For a real-life case, Jose Neri, a former Dasher in California, reports earning $500 to $600 a week working just lunches and dinners. They could take about two-and-a-half deliveries an hour, and users would tip between 10% and 15%.

All you need to get started is an insured vehicle or a bicycle and a smartphone. You should be at least 18 years old and have a minimum two years’ driving experience.

If you’re interested in becoming a Dasher, you can learn more here .

26. Earn With Women+ Connect— New Drivers (of Any Gender) Can Earn a $400 Bonus

Ridesharing is often a social experience. And sometimes, you’re in the mood to socialize with someone who gets what you’re going through.

Women+ Connect is Lyft’s new feature that lets women and nonbinary drivers choose to prioritize matches with women and nonbinary riders, offering more choice and peace of mind. You can toggle this new feature on or off in the app.

With Women+ Connect and Lyft’s other driver tools, you have more control over the rides you give. You can view potential earnings, travel times, and distances more upfront, giving you greater control over your rides.

Now, not only do you get to work according to your schedule, but you also have more control over the ride requests you receive.

Plus, any new driver (regardless of gender) can earn a $400 bonus! Give 40 rides within your first 7 days, and the bonus is yours. Terms apply. It’s a great way to kickstart your journey with Lyft and make the most of your time on the road.

It’s easy to sign up and begin driving with Lyft and use Women+ Connect . You’ll just need to enter your vehicle details and consent to a background check.

*If you already have a Lyft driver account, you can opt into Women+ Connect based on your driver preferences within the app. If you need a car, you can rent one through Lyft’s Express Drive Program.

27. Start a Used Books Business

There are a number of ways to sell used books online, and yes, you can do this at home. Start by selling the books you aren’t going to read from around the house. To make more money, learn how to do used textbook arbitrage (locate sellers with low prices and top-dollar buyers).

28. Get Paid to Drop a Few Pounds

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

  1. Read more about HealthyWage, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

29. Answer the Phone

Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps instead of running call centers.

These jobs can be full—or part-time and offer a variety of schedules, including daytime, evening, and weekend shifts. Pay varies depending on the position and location.

Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology.

You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call.

30. Pretend to Be a Patient

Fake patients, more formally known as “standardized patients,” are used to train new doctors. It’s essentially an acting job, as explained in NPR’s profile of Gabrielle Nuki. The 16-year-old is paid $15 to $20 per hour to play different roles while medical students examine her.

If you can act and don’t mind being poked and prodded by aspiring doctors, you can look for this work at a number of medical schools.

31. Swap Books for Amazon Gift Cards

Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

1. Earn Up to $200 Per Hour Playing Solitaire Smash

Lots of us already play Solitaire on our phones for fun or just to pass the time. Want to see if you can win money at it?

A free iPhone app called Solitaire Smash will pay you up to $200 per hour just for playing Solitaire online.

You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?

Wrong. There really isn’t a catch. And, in fact, there aren’t even any annoying ads. Plus, they have more than 30,000 ratings on the App Store, averaging 4.9 stars (out of 5).

To get started, just download the free app and start playing your first game immediately.

2. Save $996 on Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $996 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

3. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account withInboxDollars , you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receivea $5 bonus to get you started.

4. $10K or More in Debt? Most People Don’t Realize This Option Exists

You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt. 

But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.

The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt.

If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.

As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.

On average, you could resolve your debts in as little as 24 to 48 months. 

National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. 

Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation .

5. Get Up to $120 Per Win Playing Bingo

We love all our dollars the same, but there’s something special about unexpected cash. 

If you know your way around a smartphone, you can rack in lots of unexpected cash every week.

An app called Bingo Bling pays you whenever you win bingo games and tournaments. This newbie-friendly game has no bots, and they use fair matchmaking, so you should like your odds of winning money. They’ll also give you a $3 bonus when you deposit your first $7. 

This is totally a game of skill. You need to know when to take advantage of the boosts and powerups the game gives you and be ready to enter tournaments and accept challenges. 

Download Bingo Bling for Apple iOS devices. When you’re ready to cash out, you can schedule your payout to your bank account.

6. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $100,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

7. Earn $1000/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $1000 a month while doing it.

All you need to do is register on a website called Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos, and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time.

8. Earn Up to $360 a Year* With This No Fuss Cash Back Debit Card

Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?

We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. This card has no fees, access to over 60,000 ATMs, and the Early Pay direct deposit feature allows you to get paid up to 2 days earlier. The app lets you handle your banking needs and connect a virtual wallet like Apple Pay to amplify your rewards. Checking account deposits are FDIC-insured up to the maximum amount allowed by law. 

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account. 

*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.

9. Get Up to $120 Every Time You Win Playing Solitaire

Solitaire used to only be a time-killer. But these days, it can be an account filler too — and it can also be your new source of extra spending money.

Sounds too good to be true?

Play a few rounds of Solitaire Stash , and you’ll see for yourself that it’s a blend of skill and luck. And people like you earn hundreds of dollars in their free time.

It’s one of the few paying solitaire games designed to make it easy on new players. So you don’t have to worry about bots or playing against players much more skilled than you.

Want a shot at higher earnings? Take part in Solitaire Stash’s regular challenges or tournaments to get better rewards and a shot at a bigger payday.

You don’t have to be a solitaire pro to earn some extra spending money in your free time.

Download Solitaire Stash for Apple iOS devices to start stashing your earnings in your account. And when you’re ready to get paid, they’ll deposit your earnings into your bank account.

11. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into Visa gift cards, Amazon gift cards, cryptocurrency, or cold-hard PayPal cash.

Signing up for a Freecash account is easy, and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

12. Rack Up Cash While You Relax — Over $500/Month for Playing Games on Your Phone

Need to earn a little extra on the side but dread the idea of losing that time when you get to unwind after a long, hard day? 

Yeah… Don’t neglect your downtime! 

Instead, get into Scrambly , an app that pays you for things you’d be doing to relax, anyway. Things like exploring new products and services, conquering levels in popular games, or completing quick surveys. It’s your go-to for easy, easy money — we’re talking between $50 to over $500 a month.

And If you’re wondering how legit this is, Scrambly has a 4.7 Trustpilot rating with many reviewers mentioning how simple and fast it was to earn and cash out.

Here’s how to get started: download the Scrambly app and sign up for an instant cash bonus. Fill out a brief survey, then install and start playing a game from Scrambly’s collection to immediately start earning money. You only need $1 to cash out instantly via PayPal, Visa, or gift cards. 

Most apps and games you can choose from have tiered tasks for instant cash rewards. The further down the list of tasks you get through, the more money you’ll earn. We’ve seen offers where the max payout is over $350.

Ready to turn your downtime into extra cash?Download Scrambly now to get started.

13. Get Paid to Play Blackjack on Your Phone— Up to $33 Every Time You Win

Who doesn’t like to kill time with a phone game every now and then? Play this one, and you can make up to $33 bucks every time you win. 

This free app called 21 Cash will actually reward you for your time. 

Right now, when you add $12 to your account, 21 Cash will give you a $6 bonus to use toward tournaments, where you could take home up to $33 per win. 

Plus, you’ll be up against other players at your skill level, so everyone has a fighting chance to win. Blackjack, pontoon, 21… whatever you call it, play your hand with skill, and you can win anywhere from $1 to $33.

And don’t worry—this isn’t a spammy app. There are no annoying ads, and your playtime is totally private. On the App Store, it has over a million downloads and over 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see if you can turn $12 into $33 in just a few games? Download the free app and let the games begin!

14. Get a $250 Bonus With This Fee-Free Checking Account

Are you tired of paying through the ear to keep your money in the bank? Let’s face it, we’ve all got bills, errands to run, and checks to cash every month— who has time to micromanage all these sneaky checking account fees?

Well, what if we told you we found a checking account that actually means it when it says, “no fees?” Even better… what if you could earn a $250 bonus when you sign up?

With a Capital One 360 Checking Account , you’ll get access to over 70,000 fee-free ATMs, 24/7 mobile deposit and account access through their top-rated banking app, and zero overdraft fees (if an approved transaction takes your account below $0). 

There is no minimum deposit to open and maintain your account, and you’ll never pay monthly or maintenance fees to access your money. Plus, with the Capital One Early Paycheck feature, you can get your paycheck up to two days faster without paying extra fees for that, either—and with built-in Zelle access, sending money is a snap. 

Does your checking account do all of that? Sign up for a Capital One 360 Checking Account and claim your $250 bonus!*

*Terms apply. Visit Capital One 360 for details.

15. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen.

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. 

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys . Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

16. Earn up to $83 Every Time You Win This Viral Game

Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it?

A free app called Solitaire Cash  lets you play for real money — up to $83 per win.

For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money.

You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account. 

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see how much you could win? You can start playing right now to find out. Download the free app and get your $5 bonus when you add $10.

18. Get up to $100,000 From This Company

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.

But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow. 

Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.

You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster.

If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70% .

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.

19. Get Rid of 25k or More in Debt With This Option

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. 

So, what if you could just… get rid of credit card debt that’s weighing you down? 

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. 

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.

It’s free to see just how much of your debt you can get rid of

20. Cancel Your Car Insurance

You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix. 

This new tool from The Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $500 per year or more. 

Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you. 

Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.

21. Get Paid up to $130/Month — Just for Sharing Your Opinion

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie

You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. 

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

23. Get Up to $300 Just for Setting Up Direct Deposit With This Account

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1 

But there’s good news: With SoFi Checking and Savings (member FDIC), you stand to gain up to a hefty 4.20% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — savings APY is 10 times more than the national average.1

Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3

You can easily deposit checks via your phone’s camera, transfer funds, and get customer service via chat or phone call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4

It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.

24. Access Up to $750 of Your Paycheck Before Payday

You’re putting in the hours at your job, but waiting to get paid every two weeks means you can’t pay the bills until your paycheck hits. It’s infuriating.

Wouldn’t it be easier if you could get paid as soon as you earned your money? You’d have the financial flexibility to pay bills on time, have gas money for work, and even build an emergency fund.

You can! With an app called EarnIn , you can get early access to your pay. You don’t pay interest and there aren’t any mandatory fees — you can access up to $750 per pay period*.

To get started, simply link your bank account to verify you’re employed with a consistent paycheck, and then you’re good to go. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday comes, whatever you transferred from EarnIn is automatically repaid, plus optional tips and fees. You won’t be charged any interest, and there are no mandatory fees**. 

Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt. 

End the paycheck-to-paycheck grind. Download the EarnIn app today and access your hard-earned money when you need it the most.

25. Slash Your Credit Card Debt — Unlock No Interest Payments Into 2026

Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out. 

But where to even start?

If you have good to excellent credit, switching to one of these top-tier 0% intro APR cards from Motley Fool Money’s carefully curated list could help you consolidate payments and cut your interest for nearly two years. You could not only fast-track your debt repayment but also save thousands in interest.

Motley Fool is picky, meaning they’ll only highlight cards that really stretch your dollar and cut down on costs. Plus, they break down everything you need to know: from intro-rate deals and welcome bonuses to rewards and fees — no surprises, just clear info.

So, if you’re looking for a financial lifeline without the drag of accumulating interest, check out Motley Fool’s list of the best cards with 0% Intro APR offers and wave goodbye to interest until 2026 .

26. Get up to $250 in Bonus Rewards With These Cards

Dreaming of a getaway but feeling weighed down by crazy interest payments? Not all travel rewards cards are created equally, you know. 

With these travel rewards cards , you can finally give yourself some breathing room to save for what you really want. Transfer your balance today, enjoy 0% intro APR until 2026, and earn a sweet bonus worth up to $250. Plus, with unlimited rewards on everything you buy, every dollar you spend gets you closer to that dream destination. 

These cards have it all:

  • 0% intro APR  until 2026
  • No annual fees
  • Bonuses up to $250 
  • Unlimited rewards on all spending

Whether you’re paying down a balance, booking flights, or covering everyday expenses — it’s time for a travel rewards card that actually delivers. Learn how to ditch your high-interest payments today. 

27. Add $225 to Your Wallet While Watching the News

It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.

That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks . They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.

You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.

It takes about one minute to sign up, and start getting paid while you watch the news .

28. Fast Track Your Earnings with Insider Alerts from The Penny Hoarder

If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move. 

Like, a really smart move.

We’ll dish out the latest on unique side gigs, top saving tips, and all good things money. Texts will go straight to your phone, so you’re always the first to know of opportunities to make, save, and manage your money.

Sign up for The Penny Hoarder’s texts today  and start making smarter money moves right from your phone.

29. Should You Cancel Your Homeowners Insurance?

If If you’re a homeowner, you probably have home insurance that you hardly ever think about — which is great because that means you haven’t needed to use it. 

But if you’re not regularly reviewing your coverage and shopping around for competitive rates, you’re likely overpaying.

It’s super easy to find out, though. Provide Homeowners Savings will show you quotes and compare pre-qualified rates to make sure you’re getting the best price for your coverage. 

Homeowners can save hundreds of dollars when they cancel their current homeowners insurance and switch this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here tosee how much you could save .

30. Get Free Stock

If you’re interested in buying and trading stocks, you’ve likely heard of Robinhood ; it’s a fan-favorite trading app known for its commission-free trading. Yup — it’s free to buy and trade stocks, options, exchange-traded funds (ETFs) and cryptocurrencies. Plus, there are no account minimums and no maintenance fees.

How to claim your free stock: Sign up usingthis unique referral link . Once you create your account, Robinhood will give you a free share of stock. The share is chosen randomly (hence why it could be worth anywhere from $2.50 to $200) and can fluctuate with the stock market.

Available via desktop, Apple iOS and Google Android.

31. Earn up to $25/Hour Delivering Food

Cities around the country are filled with two things: incredible restaurants and busy people.

You can help connect them by delivering food through Doordash .

As a “Dasher,” you’ll work as an independent contractor, setting your own hours and working as much or little as you want, meaning how much you can make is up to you.

You’ll earn a $6 fee for each delivery, plus keep 100% of your tips. Depending on the day, you could earn up to $25 an hour. If you drive full time, that’s $1,000 a week!

For a real-life case, Jose Neri, a former Dasher in California, reports earning $500 to $600 a week working just lunches and dinners. They could take about two-and-a-half deliveries an hour, and users would tip between 10% and 15%.

All you need to get started is an insured vehicle or a bicycle and a smartphone. You should be at least 18 years old and have a minimum two years’ driving experience.

If you’re interested in becoming a Dasher, you can learn more here .

 

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